• Real Estate Tips
• cash reserves, credit card debt, debt-to-income ratio, encinitas real estate, Federal Housing Administration, FHA Loan, FHA mortgage insurance, homes in encintas, Linda Moore, median price in San Diego County
• February 27, 2014

Paying off your credit card may not be the best idea when you’re getting your finances together to buy a home in Encinitas. When you’re applying for a home loan, it actually can be detrimental in securing the loan by reducing debt or cancelling a credit card. When you decrease the credit, it could affect your credit score, your cash …