When is Refinancing a Smart Move?

If you are thinking about a refi, be sure to ask yourself some basic questions to learn whether the idea makes sense for you. Yes, there are many situations where a refinance agreement is in your best interest. Unfortunately, some home owners dive in too quickly, assuming that a refi is always desirable. It’s not! In fact, depending on your …

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For Sale: Elevated Hilltop Location at 214 Coneflower in Encinitas

Location, Location! Elevated hilltop location with panoramic Westerly hillside views. Enjoy ocean breezes and great sunsets! Quiet interior street. Close & convenient to beach, town, shops, restaurants. Award Winning Schools. Totally redone from top to bottom. Immaculate, charming, inviting cottage great for your next home, second home or investment property. The square footage does not include the beautifully integrated master …

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Homeowners: The 3 Things You Must Know About Water Heaters

If you own a home, or are just beginning to shop for a new one, water heater experts want you to know about new laws, the differences between traditional and tankless heaters, and the potential energy savings of solar systems. Hot water may seem like a mundane topic, but if you already own a home, you know that heating costs …

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First-time Buyers: The 10 Things You Must Do

Are you searching for your first home? If so, there are a few pointers in a recent US News article that you should note, especially if you are young and just out of school. Lenders look at the whole picture of your life when deciding on creditworthiness. It pays huge dividends to know about potential roadblocks in the process of …

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Buyers: Don’t Make These Common Mistakes

Here is a very helpful list of common mistakes that homebuyers make, especially if it’s their first time purchasing property. Thanks to Bankrate for these wonderful suggestions! If you have bought a home in the past, are you guilty of any of the pitfalls? Do a little bit of introspection and see if you can improve your “technique” the next …

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How Should You React to This Sign? (Hint: Run)

Practically every neighborhood in the U.S. features at least a few “Cash for Houses” signs, or similarly worded posters on telephone poles and elsewhere. (See photo above). The target market for such advertising consists of homeowners who want out of a mortgage that they still owe money on. For whatever reason, usually a poorly thought out one, sellers call the …

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Know Your Basic Mortgage Math

You don’t need to be a mathematician to learn the ins and outs of simple mortgage calculations. Do you know how to figure a mortgage amount, adjusted for any down payment you make? Can you then determine exactly how much interest you will pay over the life of the loan? These are key pieces of information that every home shopper …

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Preparing Your Home for a Spring Sale

Spring is easily the busiest season in real estate. It’s the time when most sellers are looking to put their home up for sale, and also when buyers emerge from hibernation looking for a new home. It may seem a bit premature to start getting things in order, but to get a leg up on the competition, now is the …

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How to Tell that You’re Ready to Sell

In the past, I’ve talked about how selling a home is an emotional event, and should not be rushed into until you are ready. But how do you know when you are ready? While everyone processes things differently, there are a few telltale signs that you are ready to move on from your current home. If you find yourself playing …

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Gorgeous 4 Bed 3 Bath Home on Pacifica Way Available, Open House Sunday Feb. 8 1-4 p.m.

If you are in the market for a gorgeous and spacious home in Encinitas, you will not want to miss this open house on Sunday, February 8 from 1 p.m. to 4 p.m. Located on beautiful 729 Pacifica Way in Encinitas, this 4 bedroom 3 full bath home is easily the best location in the neighborhood. Tucked away in a …

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