The Five Most Ill-Advised Things to do Prior to Buying a Home

 There are many things that people do blindly, when they’ve found that they are extremely interested in purchasing real estate in Carlsbad. Just because you are preapproved for a mortgage and/or under contract, it doesn’t mean that it is in stone that you will receive a loan for your prospective dream house. More hoops will have to be jumped through …

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Qualified Mortgages to Affect 2014’s Real Estate Market

  The Consumer Protection ACT and Dodd-Frank Wall Street Reform were administered into a law in 2010 to avoid a return of the housing and financial crisis in 2008, the numbers from that time period wasn’t as significant since the financial system of the Great Depression. Qualified Mortgage (QM) will start this month, which are new rules initiated in the …

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The Forecast of 2014’s Interest Rates

  We’ve reached the New Year. The rates in mortgage keep on increasing, however money market interest rates and certificates of deposit are not according to an article in the San Diego Union-Times. Mortgage rates rose to as high as a full percentage point while savings accounts paid out a mere 0.1 percent in interest. This was a pattern that …

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