Mortgage – Encinitas Realtor

Mortgage Facts for 2015

Real Estate Tips
2015, facts, mortgage
April 28, 2015

As the housing market continues to heat up, many potential home buyers wonder whether it is now easier to get a mortgage than

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The Truth about Jumbo Loans

Real Estate Tips
jumbo, loan, mortgage
April 21, 2015

Can you qualify for a so-called “jumbo” loan? If so, what do you need to know about the special characteristics of these modern fi

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How do Adjustable Rate Mortgages (ARMs) Work?

Most of us have no trouble understanding simple, fixed-interest loans. There’s only one interest rate to deal with, a set amount of loan principal,

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The Real Difference: ‘Pre-approved’ versus ‘Pre-qualified’

People in the market for a home often ask about the meaning of the terms “pre-approved” and “pre-qualified,” when it comes to mortgages.

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Before Buying Your Home in Encintas, Check these Eight Tips

When you’re getting your finances prepared to go for the biggest purchase of your life, you may ask yourself, are you ready? With prices dropping a little bit in San Diego County in February, it could be an easier time to negotiate a deal for a home in Encinitas. Finances shouldn’t be the main motive of buying right at this …

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Qualified Mortgages to Affect 2014’s Real Estate Market

Neighborhoods and News
2014 mortgages, Linda Moore, mortgage, mortgage rates, Qualified Mortgage, San Diego real estate
January 7, 2014

The Consumer Protection ACT and Dodd-Frank Wall Street Reform were administered into a law in 2010 to avoid a return of the housing and financial crisis in 2008, the numbers from that time period wasn’t as significant since the financial system of the Great Depression. Qualified Mortgage (QM) will start this month, which are new rules initiated in the …

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