The Top Myths About Real Estate, Debunked

Real Estate Myths That Scare Buyers and Sellers Halloween is the season for scary stories, and real estate has plenty of its own. Some get passed along by friends and family, some come from headlines, and a few were true once but aren’t anymore. Believing them can cost you money, or keep you from a move that makes sense. Here …

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Home for sale

When to Rent and When to Buy

Should You Rent or Buy in Encinitas Right Now? Deciding whether to rent or buy is one of the biggest choices you’ll make, and this fall brings some good news for buyers. Mortgage rates eased to 7.32% on October 22, down from 7.40% the week before, according to Freddie Mac. Buyers also have more homes to choose from and more …

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Tips for Selling Your Home in Encinitas

The Encinitas Real Estate Market Right Now Before diving into tips for selling your home in Encinitas, it helps to know where the market stands. In September 2026, the median sales price for a detached home in Encinitas (92024) was $2,300,000, up 5.6% from a year earlier, and homes sold in a median of 31 days, according to the Greater …

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3 Ways to Save Money During Closing

You found your dream home, and your offer was accepted. Before you get the keys, there’s one more number to plan for: closing costs. For buyers, they’re commonly estimated at 2% to 5% of the purchase price, which can mean thousands of dollars due on closing day. The good news is that some of those costs can be lowered. Here …

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How to Find a Top Real Estate Agent in Encinitas

Buying or selling a home in Encinitas is one of the most significant financial decisions you’ll make. Whether you’re searching for a coastal dream home, relocating to North County San Diego, or preparing to sell your property for top dollar, choosing the right real estate agent can make all the difference. With so many agents available, how do you identify a true …

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Mortgage Payments

Why Did My Mortgage Payment Go Up?

If you recently purchased a home, you may have thought that your mortgage payment was set in stone. A fixed payment, over 15 years, etc. Unfortunately, even if your loan is in good standing the payment can increase. Until the home is completely paid off, this is the unfortunate reality of having a mortgage! But why did your mortgage payment …

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How Much Do You Need for a Down Payment in 2025?

How Much Money Do You Really Need for a Down Payment in 2025? Over the past few years, homebuyers have had to deal with rising home prices and mortgage rates that make it difficult to find houses. In fact, according to Business Insider, home prices are expected to end in 2024 between 3.6% and 5.8% higher than the year before! …

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Couple reviewing paperwork at a table with a real estate professional

Prices of Homes in Encinitas for 2025

How Will the Prices of Houses in Encinitas for 2025 Look Like? If you’re saving money to buy a house in the new year, you may wonder what the prices of homes in Encinitas for 2025 will look like. After all, the current economic climate makes it challenging for anyone to become a homeowner, so it’s understandable to speculate if …

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