The Federal Housing Administration offers a type of mortgage loan called an FHA loan. This loan is designed to help first-time homebuyers obtain a home with very little savings and a weak credit history. A buyer will need to provide at least a 3.5% down payment and have a credit score of at least 580 in order to qualify. Who …
This week started off with National Puppy Day. In honor of celebrating our furry friends, here are some tips on how to pet proof your home! How Can I Pet Proof My Kitchen? The first step to pet proofing any kitchen is to make sure the cleaning supplies and chemicals are kept away somewhere safe. These can be hazardous to …
When it’s finally time to buy a home that’s everything you want and more, it can be one of the biggest thrills ever–until you find out you’re not the only buyer with their eye (and wallet) on it. If you’re a homebuyer, this situation probably isn’t anything new, and while multiple-offer bids can be great for sellers, it’s not quite …
Have you been considering the move into the Golden State? California is a dream location for many homeowners! The beautiful weather, hiking, and booming real estate market are tempting for many. While the state is a paradise for most people, there are a few things you should know before relocating from your state to the Golden State: • Consider all …
What is Encinitas Day? Encinitas is famous for being one of the best places to live in California. Encinitas Day is a day to celebrate the community and support local businesses. Located in San Diego county, Encinitas has a beautiful downtown area and beaches to explore! When is Encinitas Day? Local businesses and small businesses will be featured in downtown …
When it comes to financial decisions as big as purchasing a home, there are a few things you should know in advance. Educating yourself on the ins and outs of home buying can help save you a lot of headaches in the long run! With the right real estate agent and effort, the process to buy a home can be …
Right now, the housing market is experiencing an unprecedented shift into a seller’s market. Many homes are being sold for offers well above asking price, as a large portion of homes are being met with multiple offers. This is caused by the limited supply of homes, as the mortgage rates are at an all-time low and many are looking to …
If you are looking to save money but spruce up your space, check out these quick and easy DIY projects you can tackle this weekend! Here are a few to keep in mind: 1. Reupholster Furniture: In this day and age of Youtube, there is nothing you can’t learn online! Swapping out fabric on a chair and reupholstering it is …
Buying a home is an experience and a new step in your life! While it is a process, there are some things to know ahead of time about closing on a home that can make your life easier. If you are buying a home, there are a few things you can expect to happen at the closing. Expect the Closing …
Many residents of the United States are choosing to rent a home rather than invest in one. There is an advantage to being a first-time homebuyer, however! Some first-time homeowners can apply for first time benefits programs that can help them access a home and provide financial help. Through these programs, accessing a home for the first time can be much easier …
